SELL A FINTECH BUSINESS

Selling a fintech business? Advisors who actually understand financial services.

Sell-side M&A for payments, lending, and financial-services founders in Australia and the USA. We speak the finance, not just the tech.

20Seven is a sell-side M&A advisory that represents founders selling fintech and financial-services businesses across Australia and the US.

THE MOMENT

buyer approached you — or you're weighing up an exit.

Fintech doesn't sell like generic software. Take-rates, cost of funds, the regulatory perimeter, and licensing all move the number and narrow the buyer list. Our founder comes from finance, so we read those levers the way an acquirer will — and tell you the truth about the outcome before you commit to anything.

A buyer approached you

Strategics and financial acquirers know exactly where a fintech's value and risk sit. Before you engage, we tell you whether they're serious, what the business is really worth, and where they'll push on regulation and unit economics.

You're planning an exit

The right buyer for a fintech depends on your model — payments, lending, or infrastructure. We warm the acquirers who understand your perimeter and unit economics, then approach the best of them when the timing is yours.

WHY 20SEVEN FOR FINTECH

finance background — so we get what moves the number.

We understand financial services

20Seven's founder comes from finance, so we understand the sector deeply — not as tech people guessing at regulation, but as people who know how financial services actually works.

Take-rates and unit economics

Take-rate, cost of funds, loss rates, and the true unit economics underneath the revenue — we model the levers a fintech acquirer underwrites, so the story holds up when their team pulls it apart.

The regulatory perimeter

Licensing, the compliance perimeter, and where you sit relative to it shape both value and the buyer list. We know how that reads to an acquirer and where it needs to be clean before diligence.

Payments, lending, and infra

Payments, lending, and financial infrastructure each price and sell differently, with different buyer universes. We know the intricacies of each and who's actually acquiring in it.

We know the buyers

Strategics, banks, larger fintechs, and financial sponsors — we know who buys fintech, how each underwrites the regulatory and economic risk, and how to reach the real decision-maker.

Seller-side, always

We only ever represent the seller — never the buyer, never both sides. Your interests are the only ones we're paid to protect.

HOW IT WORKS

One engine, tuned for financial services.

We map and rank the acquirers who understand your model and perimeter, warm them over time, then run a tight competitive process when you're ready. The full method lives in our Strategic Sale Planning. See how Strategic Sale Planning works.

QUESTIONS WE GET

The questions we get,
answered straight.

Fintech carries things generic software doesn't: a take-rate and cost-of-funds model, credit or transaction risk, and a regulatory and licensing perimeter that shapes both value and who can buy you. Buyers underwrite those directly, so a fintech sale needs an advisor who reads finance — not just SaaS metrics. Our founder comes from finance, so we do.

It depends on your model. Payments, lending, and infrastructure each have their own universe — strategics, banks, larger fintechs, and financial sponsors — and each underwrites regulatory and economic risk differently. We know who's actively acquiring in your segment and how they think about price and terms.

Yes, materially. Where you sit against the regulatory perimeter, which licences you hold, and how clean your compliance position is all affect value, the buyer list, and how diligence runs. We know where it needs to be tidy before a process and how acquirers weigh it.

Buyers look past headline revenue to the economics underneath — take-rate, cost of funds, loss and churn behaviour, and how durable the unit economics are through a cycle. We build the model an acquirer will actually underwrite, so the valuation case rests on the levers that move it.

Yes — we run sell-side fintech mandates across AU and US buyer universes, reaching the strategics and financial acquirers most likely to value your business. Seller-side only, always.

Start the conversation.
Sell it right.

Five minutes while you walk to get a coffee. No pitch—just the truth about what your company is worth and who might buy it.